Adversarial
Adjudication
A panel of AI adjudicators debates every disputed denial through Band — one fights for the insured, and an SIU investigator is recruited when fraud is alleged. The conversation is the legally-defensible audit trail.
Case docket
How a verdict is reached
Intake
A disputed denial enters. The Coordinator opens the case file — policy, evidence, the original denial — and convenes the panel in a live Band room.
Adversarial debate
Blake checks coverage, Morgan quotes the policy verbatim, Alex fights for the insured, Sam rules. Every message is recorded — the conversation is the audit trail.
Human sign-off
A claims officer ratifies the verdict or overrides it. The record is sealed with a tamper-evident SHA-256 hash — defensible to any regulator.
Meet the panel
5 standing + 1 on-call · 2 model providersA lone model rubber-stamps. A panel that must argue surfaces the exception a single pass would miss — and leaves a record of why.